Privacy Policy

Introduction

Sekelo Growth Partners ("we", "our", or "us") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our loan application portal and services.

POPIA Compliance

We are fully compliant with the Protection of Personal Information Act (POPIA) of South Africa. We process personal information lawfully, fairly, and transparently, and we implement appropriate technical and organizational measures to ensure the security of your personal information.

Information We Collect

We collect the following types of information:

• Personal Information: Name, ID number, contact details, address
• Business Information: Company registration, financial statements, bank statements
• Financial Information: Income, expenses, assets, liabilities, credit history
• Technical Information: IP address, browser type, device information, usage data
• Documents: ID documents, proof of address, CIPC registration, financial records

How We Use Your Information

We use your information for:

• Processing and evaluating loan applications
• Conducting credit and affordability assessments
• Complying with legal and regulatory requirements
• Preventing fraud and ensuring security
• Communicating with you about your application
• Improving our services and website functionality

Information Sharing

We may share your information with:

• Credit bureaus and financial institutions for credit checks
• Our syndicate investors for loan funding decisions
• Legal and regulatory authorities when required by law
• Service providers who assist with our operations (under strict confidentiality agreements)

Data Security

We implement industry-standard security measures including encryption, secure servers, access controls, and regular security audits to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

Your Rights

Under POPIA, you have the right to:

• Access your personal information
• Correct inaccurate or incomplete information
• Request deletion of your information (subject to legal obligations)
• Object to processing of your information
• Lodge a complaint with the Information Regulator

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Loan application data is typically retained for 5 years after the loan is closed or the application is declined.

Cookies and Tracking

Our website uses cookies and similar technologies to enhance user experience, analyze website traffic, and improve functionality. You can control cookie settings through your browser preferences.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact:

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last updated" date.